colonial-life

With Bay Bridge Insurance, your employees have access to a variety of Voluntary Benefit Plans with Colonial

These plans pay YOU, not your medical provider. Help when you need it most!
Protect your income from a loss due to sickness, accident, or death with these plans

Learn more about Colonial's very popular Accident Policy

Please call Amber Horton at 850-982-3835 or email [email protected] for more information about these plans and benefits.

ACCIDENT INSURANCE

Guaranteed Issue...Most popular plan!

Our Accident Insurance Portfolio

Accidents can happen and when they do, medical and non-medical expenses can start adding up. Our accident insurance provides immediate benefits to assist with the unexpected costs of a covered accident. Accident coverage helps provide employees with additional financial protection to help cover the medical and non-medical costs of a covered accident.

CRITICAL ILLNESS INSURANCE

$5,000 - $75,000 Benefit Options

Our Cancer and Critical Illness Insurance Portfolio

Our cancer insurance pays lump-sum benefits that can help employees pay out-of- pocket expenses resulting from cancer treatment. Just as importantly, these products also pay an annual cancer-screening tests/wellness benefit to encourage employees to have regular screenings, improving their chance of survival if they do develop cancer.

Critical illness insurance is specified disease insurance designed to help employees and their families maintain financial security during the lengthy, expensive recovery period of a serious medical event such as cancer, heart attack or stroke. Our products help employees with the out-of- pocket medical and non- medical expenses of a specified disease.

HOSPITAL PLAN

Pays you if hospitalized or outpatient surgery

Our Supplemental Health Insurance Portfolio

Employers are looking for solutions to help offset the increases in health insurance premiums, while still providing quality insurance coverage for employees. Therefore, they are shifting more of the costs, including higher deductibles, coinsurance and co-payments, to employees and relying on other resources, such as supplemental carriers, for help.

Our supplemental health products provide benefits to employees to help offset the larger financial exposures for out-of- pocket medical and non-medical expenses related to events such as hospital confinement, outpatient surgery, diagnostic tests resulting from a covered accident or covered sickness.

DISABILITY INSURANCE

Protect your income!

Our Disability Insurance Portfolio

Employees depend on their income to pay for their housing, food, clothing, and their children’s education – all the necessities of life. For most employees, a disability means not only experiencing difficulty meeting these financial obligations but also increased out-of- pocket costs. Now more than ever, employees need the added protection of short-term disability insurance, to help protect their paycheck and provide piece of mind.

Help your clients provide our short-term disability insurance to their employees. Our plans are easier to qualify for, and are available on a guaranteed issue or simplified issue basis, requiring little or no medical underwriting questions.

CANCER INSURANCE

Pays when you need it the most

Our Cancer and Critical Illness Insurance Portfolio

Our cancer insurance pays lump-sum benefits that can help employees pay out-of- pocket expenses resulting from cancer treatment. Just as importantly, these products also pay an annual cancer-screening tests/wellness benefit to encourage employees to have regular screenings, improving their chance of survival if they do develop cancer.

Critical illness insurance is specified disease insurance designed to help employees and their families maintain financial security during the lengthy, expensive recovery period of a serious medical event such as cancer, heart attack or stroke. Our products help employees with the out-of- pocket medical and non- medical expenses of a specified disease.

Colonial Insurance